*Special financing rate offer of 4.99%, as well as a reduced payment rate of 3.99% for year 1 and year 2, is paid for by Hartford Homes on new eligible contracts signed by October 31, 2026, with the loan closed by November 30, 2026. To receive the promotional interest rates, home purchased must be the borrower’s primary residence and buyer must use Harmony Home Lending for financing. Promotional rate available with Conventional loans. Sample financing scenario for a $466,321 purchase price with interest rates shown is based on a 30-year Conventional loan with a 10% down payment and a minimum 780 credit score for the borrower. Lower scores will result in higher fees for the borrower. For a $457,873 FHA loan, the estimated monthly Principal & Interest (P&I) payment for year 1 and year 2 is 2,911.32, and $3,183.63 for years 3-30. ***Estimated monthly payments shown include Principal, Interest, Taxes, Insurance (PITI) and Mortgage Insurance Premium (MIP) required for some loan scenarios. Amounts in the scenario are estimated; actual monthly payment amount will vary based on loan specifications. Loan will have a 5.744% Annual Percentage Rate (APR). Interest rate effective as of October 1, 2026 is for illustrative purposes only and subject to change. Total interested party contributions are subject to limitations. Not a commitment to lend. Borrower must meet qualification criteria. Additional requirements, restrictions, and underwriting conditions may apply. Speak with your loan officer to discuss specific scenarios. You are NOT required to use Harmony to purchase your property, but you are required to use Harmony Home Lending to qualify for certain builder incentives or promotions. Information as of October 1, 2026. Harmony Home Lending, LLC | 2809 East Harmony Road, Suite 200-A, Fort Collins, Colorado 80528 | Corporate NMLS 2128390 | Corporate Phone: 866-210-6060 | Equal Housing Opportunity Incentive Promotion Advertisement

Save up to $892/mo!*

*Terms Apply;